AML Policy and Regulation
AML Policy
Purpose and Core Principles:Our service strives to prevent the use of the Multival.is platform for money laundering or terrorist financing.1. Requirements for Creating Applications
To prevent illegal operations, the Service establishes the following requirements:- Personal Transfers: It is recommended to carry out transfers only in your own favor. If funds are transferred to a third party, the Client confirms that they have access to the recipient and assumes responsibility for such transfer and any associated risks.
- Data Accuracy: All contact and personal data in the Application must be up-to-date and completely accurate.
- Anonymization Prohibition: It is forbidden to create Applications using anonymous proxy servers or other anonymous connections (TOR, VPN, etc.).
- Disclosure of Information: Data may be transferred to authorities upon request from law enforcement agencies, court orders, or requests from payment system administrations.
2. AML Verification and Risk Levels (Risk Score)
Each transaction undergoes an automated risk assessment procedure based on established parameters:| Risk Level | Score Value | Status / Action |
|---|---|---|
| Low | 0% – 25% | Acceptable |
| Medium | 25% – 60% | Acceptable |
| High Medium | 60% – 70% | Likely rejection |
| High | 70% – 100% | Unacceptable |
3. Preliminary AML analysis of the address
The Client has the opportunity to independently check the address on the page: https://multival.is/en/aml-checker To use this, you must be a registered user and purchase checks in your account. Results can be sent to the operator in the chat for coordination.4. Refund Policy and KYC Procedures
If a transfer is identified as "High Risk Score," execution is suspended. The client is offered a choice:- Completion of the KYC procedure (identity verification).
- Refund of funds with commission deduction.
5. Sanctions and Geography
Transactions with persons and companies from OFAC, UN, EU, and Canada lists are prohibited. Service is limited for countries: Afghanistan, Iraq, Iran, North Korea, Russia, Belarus, USA, Syria, and others (as per the full list).6. Final Provisions
Users are prohibited from using the Service to carry out unlawful actions, fraudulent operations, or to circumvent current sanction restrictions. The Service reserves the right to:- deny the provision of services;
- suspend the execution of an operation;
- perform a refund in the event of identified AML risks.
